Joseph Edward Tocchini

  Financial Professional | Capstone Financial Services, LLC

I have been working in financial services since 1997, and what has kept me in this business for nearly three decades is simple — I genuinely love helping people build a financial foundation that gives them confidence in their future.

My approach to financial planning is straightforward: build the foundation first, then build the wealth. That means before we talk about investments or retirement strategies, we make sure the basics are solid — a complete budget, a clear picture of all debts, and proper protection in place through insurance. Once that foundation is secure, we can build something that lasts.

I offer a multidisciplinary practice that covers wealth management, investment planning, estate planning, and tax planning and preparation. Over the course of my career I have worked extensively with professionals, business owners, and families navigating complex financial situations. I hold a Series 7, Series 24, Series 63, and Series 65 securities registration, as well as Life, Accident, and Health insurance licenses.

Earlier in my career I had the privilege of helping build financial services agencies across Arizona, New Mexico, and Colorado, and spoke at universities throughout the Southwest, Midwest, and West on financial careers and planning. That experience gave me a deep appreciation for financial education — something I carried forward through my work with the Society for Financial Awareness (SOFA), where I ran a local nonprofit chapter dedicated to providing free financial planning seminars to businesses and individuals in the community.

I am a proud graduate of St. John's University in Collegeville, Minnesota, and a lifelong fan of Notre Dame football — a passion passed down from my father, who attended the University. My youngest son Aidan is currently a student there, which makes Saturdays in the fall particularly exciting in our house.

My wife Michelle and I relocated to Castle Rock, Colorado from the San Francisco Bay Area, where I also have experience as a partner in a commercial real estate limited partnership. We are proud parents of three — Anthony, an alumnus of Lindenwood University, Alyssa, currently studying at the University of Arizona, and Aidan at Notre Dame. Michelle and I love to travel and have explored destinations across the United States, Australia, and Mexico. From 2008 to 2016 I had the honor of volunteering as a football coach at the high school and youth level, an experience that reinforced the same values I bring to my work every day —
preparation, fundamentals, and playing the long game.

Christopher Rosa - Financial Professional

Chris Rosa has been consulting and advising at Capstone Financial Services, LLC since June of 2010 following his graduation from Colorado State University. He follows the company's mission of helping his clients accomplish their unique financial goals through professional excellence, integrity and open communication. Chris makes sure to put an emphasis on education throughout the advising process, making it easier for clients to understand their personal finances.

Chris is licensed as a General Securities Representative (Series 7), Investment Advisor Representative (Series 66), as well as a Life, Accident, and Health insurance agent. He specializes in planning using managed accounts, mutual funds, stocks, bonds, alternative investments, annuities, as well as life and disability insurance to assist clients in accomplishing their goals. In addition, he works extensively with tax planning and preparation to tie that aspect of each client's situation into their overall financial plan.  

Chris graduated from Colorado State University in 2010, with a bachelor's degree in Economics and a minor in Business Administration. He also played 3 years of collegiate lacrosse for the University as starting defensemen. He is a native of Colorado, born and raised north of Denver in Arvada, Colorado. In his free time, he enjoys spending time with his wife, two kids, family and friends, participating in outdoor activities, and playing and watching all types of sports.