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Meet our President

    Joseph Edward Tocchini


Joseph E Tocchini, CLF is the president and founder of Capstone Financial Services, LLC and also its sister company CFS Tax Group, LLC. Mr. Tocchini entered the financial planning business in 1997 with North Star Resource Group and quickly became one of the top new advisors for the firm in their southwest offices. He began his work with medical professionals and business owners in 1998 and has started offices in Arizona, New Mexico, Colorado and Texas, along the way being recognized as a top advisor at each stop. He formed Capstone Financial Services, LLC in 2008 in a desire to become completely independent and to be able to provide his clients with total full-service planning options. He created CFS Tax Group in 2013 in order to provide even more comprehensive advice as well as tax planning and preparation services for the firms’ clients.

Mr. Tocchini has worked with many physicians and physicians in training and he has also served on the board of the "Medical Division" at North Star Resource Group during his time there. He has also been actively involved in recruiting, training, and development at several large organizations and he has also been recognized on several occasions for his work in growing organizations and in training new advisors. Joe and his wife Michelle reside in Castle Rock, CO with their three children Anthony, Alyssa, and Aidan. Joe and Michelle are very active in the community and Joe has been a volunteer coach at several local high schools as well as several youth organizations.


Areas of focus include:

     Individual retirement planning

     Stock, Bond, and Mutual Fund portfolio analysis and review

     Life, Health, and Disability income insurance review

     Tax advantaged investments

     Alternative investments in non-correlating asset classes

     Property and Casualty Insurance and review

     Tax Planning and Preparation


Mr. Tocchini has been a featured speaker at numerous universities, businesses, medical schools and teaching hospitals throughout the midwest and southwest including the University of AZ and University Medical Center in Tucson, AZ, Arizona State University, Northern Arizona University, the University of New Mexico and University of New Mexico Hospital, New Mexico State University, Texas Tech University and Texas Tech University Health Science Center and their programs in Lubbock, Amarillo, Midland and El Paso, the University of Colorado at Boulder, the University of Colorado-Denver residency programs, the University of Nebraska Medical Center and Creighton University as well as many other programs and schools.